Here’s what else you can expect if you use the Chime® mobile banking app. The only requirement is that you need to be over 18 years old, be a U.S. citizen and have an address to receive the debit card. However, Chime® will reimburse a single ATM fee if you’ve received a direct deposit of over $1. If you want to open an account, there is also no minimum deposit.
Starbucks’ 2025 Holiday Menu Is Here — and One Beloved Drink Is Finally Making Its Return
And if you do misplace it, Chime’s app toggle for card transactions ensures no one else can use your money while you figure out where your card is. Many users appreciate that they can add the Chime card to digital wallets and use tap-to-pay on their phone. From the moment you open your Chime® Checking Account, you get a virtual card you can use via Apple Pay or Google Pay. So, it’s best to stick to the free network when withdrawing cash. Chime offers access to over 47,000 fee-free ATMs nationwide.
“The design is inspired by the little moment of magic you feel when you step into a Starbucks from the cold outside,” Chan said in a statement. But have you tried any of the coffee chain’s seasonal baked goods? Today, the Seattle-based coffee giant confirmed the seasonal release date (November 6) and announced all six limited-edition drinks set to arrive in cafés next month. Upcoming bagged coffee blends include the Thanksgiving Blend, Christmas Blend, Christmas Blonde Roast, and Holiday Blend.Already mapping out your holiday plans?
With features like Get Paid Early, SpotMe overdraft protection, and an easy-to-use app, Chime delivers everyday banking that’s simple and customer-friendly. Add your Chime debit card to Google Pay, Apple Pay, or Samsung Pay. If you absolutely must use an out-of-network ATM, try to withdraw a larger amount infrequently (instead of multiple small withdrawals) to minimize fees. Just because you’re using a debit card doesn’t mean you have to miss out on perks! While the Chime debit card itself doesn’t earn cashback, you can still earn rewards on those debit purchases by using the free Kudos browser extension.
Starbucks Just Announced Its New Winter Menu Items
In the world of personal finance, it’s all about making your money work harder for you – and both Chime and Kudos are built to do exactly that. Not only does this let you pay with your phone, but it also tokenizes your card info (adding security) and can make transactions smoother. Before traveling or going out, use the Chime app’s ATM map to locate a fee-free ATM if you anticipate needing cash. Similarly, enable “Automatic Savings” to siphon, say, 10% of each paycheck into savings. If you only have your Chime card, Kudos Boost at checkout ensures you still get some cashback.
Who Is the Chime Visa Debit Card For?
With seasonal flavors such as Peppermint Mocha, Chestnut Praline, and Sugar Cookie Latte, we’re seeing boundless holiday joy to explore. Creamers, ready-to-drink coffees, Keurig, and Nespresso pods are hitting shelves this week. They weren’t as fortunate in 2021, when the Eggnog was last removed from seasonal menus. The creamy latte was first introduced in 1986, establishing itself as one of Starbucks’ earliest seasonal items. The holiday menu will be available at Starbucks nationwide beginning November 6, the chain tells Food & Wine. (8) There’s no fee for the Chime Savings Account.
The chain is also returning the Valentine Cake Pop as a seasonal treat. The New Truffle, Mushroom & Brie Egg Bites are hitting the menu for a limited time only so grab them while you can. This creamy, icy drink combines sweet pistachio flavor with coffee and milk, and is topped with whipped cream and a salted brown-buttery topping..
There are over 47,000 fee-free ATMs located at stores like Walgreens, CVS or 7-Eleven (2) Just remember to replenish your account; if your account stays negative for too long, Chime may suspend your SpotMe until you’re back in the black. You’ll see a negative balance, but when your next direct deposit comes in, Chime will automatically apply it to bring your balance back to positive. Your initial SpotMe limit might be $20, but it can increase up to $200 based on your account history. If you attempt to use the card beyond these limits, the transaction will be declined.
With a Chime® Checking Account, you will pay no monthly maintenance fees or annual fees (1) . If you lose your card, you can send a notification through the app, stop transactions on your account and order a new card if needed. This debit card may be used anywhere that Visa® cards are accepted. All of the accounts you open through Chime® are insured by the Federal Deposit Insurance Corporation, and users do not have to worry about an annual fee (8) . This Chime® review offers a closer look into a mobile banking app that is dominating Google Play and the Apple App Store.
What are the spending or withdrawal limits on the Chime card?
However, you can choose from many types of checking accounts across various financial institutions. A checking account is a core component of financial well-being. If you are looking for an easy-to-use, well-organized mobile banking application that requires no minimum balance in your account, Chime® may be a good fit for you. Accounts are FDIC-protected, this means your deposits held at bank accounts open through Chime® are FDIC-insured up to the legal limits. The account comes with a free Visa® debit card to make purchases
Starbucks to close dozens of New York City coffee shop locations amid restructure
- (9) You can automatically transfer part of your direct deposits of $1 or more from your Checking Account into your selected Chime account(s).
- The only fees to watch for are out-of-network ATM withdrawals ($2.50) or services like cash deposit fees at third-party retailers.
- The creamy latte was first introduced in 1986, establishing itself as one of Starbucks’ earliest seasonal items.
- You can easily set up multiple checking accounts through the Chime® mobile app.
Red Cup Day — the annual celebration complete with complimentary holiday cups — is slated for an unnamed date later in the season. Temperatures haven’t cooled much across the United States, but Starbucks is already thinking about the winter holiday season. These limited-edition collections are available at participating coffeehouses in the U.S. beginning Jan.6 for a limited time while supplies last.”
Starbucks Fall Menu Coming August 26th
Starbucks Spiced Pumpkin Latte and Frappuccino New to the lineup this year is the Pecan Oatmilk Cortado, a short but bold espresso drink balanced by the sweetness of pecan syrup. Another returning favorite, the Pecan Crunch Oatmilk Latte, offers a nutty, dairy-free option. Alongside the PSL, the menu includes the Pumpkin Cream Cold Brew and Iced Pumpkin Cream Chai, both chilled options for those clinging to late-summer warmth. This marks over two decades of the PSL, a drink that has gone from seasonal novelty to cultural phenomenon since its debut in 2003. For Starbucks fans, fall doesn’t officially begin until the Pumpkin Spice Latte (PSL) hits the menu.
Put your cards to work.
The holiday menu is officially be back at Starbucks and with the return of seasonal favorites like Iced Gingerbread Chai or Peppermint Mocha comes the fan-favorite Red Cup Day. The Seattle-based coffee giant’s winter lineup lands on November 6 with six returning seasonal favorites, two brand-new bakery items, and plenty of holiday cheer. “Starbucks new seasonal merchandise collections—featuring vegas casino app tumblers, cold cups and mugs designed to celebrate winter moments, from Lunar New Year and Valentine’s Day to everyday coffee rituals. (9) You can automatically transfer part of your direct deposits of $1 or more from your Checking Account into your selected Chime account(s). The SpotMe on Chime Card Limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime’s or its banking partners’ discretion.
Travelers and digital nomads also benefit, because you can use the debit card internationally with no extra fees, and the Visa network ensures global acceptance. The Starbucks 2025 holiday menu officially launched nationwide on November 6, 2025, featuring six festive beverages—many returning after a year’s absence—alongside themed cold foams and seasonal bakery items. (1) Chime has out-of-network ATM and cash deposit fees.
- (3) SpotMe on debit is an optional service that provides fee-free overdraft if a member meets certain qualification criteria.
- (1) Chime has out-of-network ATM and cash deposit fees.
- This Chime® savings account review highlights the account’s advantages.
- Whether hot, iced, or customized with alternative milks, the PSL remains a bestseller.
- Or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Chime® Checking accounts offer many advantages, but that’s not the only thing you get when you open a Chime® account. There is, though, a fee of $2.50 for using an out-of-network ATM for your cash withdrawals (2) . Receiving updates about your account’s balance can help you avoid overdrawing your account. Knowing these details can help you thwart hackers or people who steal your card’s information before they do much damage.
As for the rest of the winter menu, two new treats are coming to Starbucks locations. Last week, food blogger Markie Devo shared rumors about the Eggnog Latte (and its matching cold foam) on his social media pages. Similar to its autumn rollout, Starbucks is splitting this winter menu into two parts.
There’s also some cool new merchandise for those who love collecting Starbucks seasonal designs. Starbucks just announced its new winter menu and fans are going to be very happy with the new drinks and food menu items launching this month.
Likewise, if your balance goes negative, you won’t get hit with a $30-$35 penalty like many banks would. Some of the card offers that appear on Kudos are from advertisers and may impact how and where card products appear on the site. Kudos, CardRatings, and Red Ventures may receive a commission from card issuers. Cue Instagram-ready pics perfectly paired with a latte. Whether hot, iced, or customized with alternative milks, the PSL remains a bestseller. Starbucks has leaned into the idea that Fall vibes can be enjoyed with an iced drink in hand and the AC running.
So using Chime is like using a traditional bank’s debit card, just without the brick-and-mortar bank. The only fees to watch for are out-of-network ATM withdrawals ($2.50) or services like cash deposit fees at third-party retailers. Kudos can help you automatically find cashback deals, coupon codes, and even suggest when using a rewards credit card could beat using your debit card for a given purchase. It’s an excellent option if you’re looking to escape the clutches of traditional bank fees and don’t mind doing everything online. Optional services and products may have fees or charges, such as outbound instant transfers, out-of-network transactions, and credit products.